Loaded Baked Potato Chili Cheese

Featured in: Cozy Dinner Bowls

This comforting dish features large russet potatoes baked until crisp and tender, then topped with a warm mixture of savory chili and black beans. Melted cheddar cheese adds creamy richness, while fresh toppings like sour cream, green onions, diced tomatoes, and optional jalapeños provide vibrant flavors and textures. Ideal for a quick, hearty meal or customizable family dinner, this dish is easy to prepare and can be tailored with vegan alternatives or extra toppings for variety.

Updated on Wed, 19 Nov 2025 14:42:00 GMT
Golden-brown Loaded Baked Potato with chili, cheese, and vibrant green onions ready to eat. Save to Pinterest
Golden-brown Loaded Baked Potato with chili, cheese, and vibrant green onions ready to eat. | lovelyserena.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

This loaded baked potato with chili and cheese has become one of my favorite easy dinners. I love how each family member can add their own toppings and the rich chili makes every bite satisfying.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed, 2 tbsp olive oil, 1 tsp sea salt
  • Chili & Beans: 2 cups prepared chili (meat or vegetarian), 1 cup canned black beans, drained and rinsed
  • Toppings: 1 cup shredded cheddar cheese, 1/2 cup sour cream, 1/4 cup chopped green onions, 1/4 cup diced tomatoes, 1 jalapeño, sliced (optional), salt and pepper, to taste

Instructions

Prep the Potatoes:
Preheat the oven to 425°F (220°C). Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake:
Place potatoes directly on the oven rack and bake for 50–60 minutes, or until skins are crisp and flesh is tender.
Heat Chili and Beans:
While potatoes are baking, heat the chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.
Prepare Potatoes:
Remove potatoes from the oven. Let cool slightly, then slice each potato lengthwise and gently fluff the insides with a fork.
Assemble:
Spoon the chili and bean mixture evenly over each potato.
Add Toppings:
Top with shredded cheese (allow to melt), then add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot, with additional toppings on the side if desired.
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| lovelyserena.com

I remember making these loaded potatoes on a chilly night for my family. Everyone piled their favorite toppings on and it became a new weeknight staple.

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy (cheese, sour cream). Gluten-free if using gluten-free chili and toppings. Always check labels for allergens and cross-contact.

Nutritional Information (per serving)

Calories: 480, Total Fat: 17 g, Carbohydrates: 62 g, Protein: 18 g

Steaming hot Loaded Baked Potato oozing melted cheese, a savory chili, and creamy toppings, perfect dinner. Save to Pinterest
Steaming hot Loaded Baked Potato oozing melted cheese, a savory chili, and creamy toppings, perfect dinner. | lovelyserena.com

This simple recipe brings big comfort with minimal effort. Serve immediately for the best texture and enjoy customizing every bite!

Ask About This Recipe

What type of potatoes works best for this dish?

Large russet potatoes are ideal due to their fluffy interior and sturdy skin that crisps well when baked.

Can I make this dish gluten-free?

Yes, ensure that the chili and all toppings used are gluten-free to maintain the dish’s gluten-free status.

How can I make this dish vegan-friendly?

Substitute cheddar cheese with vegan cheese alternatives and use plant-based sour cream to keep the dish fully vegan.

What are some suggested toppings to customize this dish?

Popular add-ons include avocado slices, crushed tortilla chips, hot sauce, or jalapeño slices for extra flavor and texture.

How long should I bake the potatoes?

Bake the potatoes at 425°F (220°C) for 50-60 minutes until the skins are crisp and the flesh is tender.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes topped with chili, beans, and melted cheese for a hearty, comforting dish.

Prep Duration
10 minutes
Cook Duration
60 minutes
Overall Time
70 minutes
Created by Serena Moore


Skill Level Easy

Cuisine American

Makes 4 Portions

Dietary Details No Meat, Wheat-Free

What You Need

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 1/2 cup sour cream
03 1/4 cup chopped green onions
04 1/4 cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

How To Make It

Step 01

Preheat Oven: Set the oven temperature to 425°F.

Step 02

Prepare Potatoes: Pierce each potato several times with a fork. Rub with olive oil and sprinkle evenly with sea salt.

Step 03

Bake Potatoes: Place potatoes directly on the oven rack and bake for 50 to 60 minutes until skins are crisp and interiors are tender.

Step 04

Heat Chili and Beans: Simmer the chili and black beans together in a saucepan over medium heat, stirring occasionally, until fully heated.

Step 05

Prepare Potatoes for Filling: Remove potatoes from oven and let cool slightly. Slice each lengthwise and gently fluff the insides with a fork.

Step 06

Assemble: Spoon the heated chili and bean mixture evenly over each potato.

Step 07

Add Toppings: Top potatoes with shredded cheddar cheese and allow it to melt. Follow with sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.

Step 08

Serve: Serve immediately, offering additional toppings on the side if preferred.

Tools You'll Need

  • Oven
  • Baking sheet
  • Saucepan
  • Knife
  • Fork

Allergy Details

Review ingredients for allergens and speak to your healthcare provider if you have concerns.
  • Contains dairy from cheese and sour cream. Verify chili and cheese ingredients for other allergen risks.

Nutrition per Portion

Details are for reference and aren't a substitute for expert medical guidance.
  • Energy: 480
  • Lipids: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g